I cannot tell you how many calls I have received this month from people who have seen the endless Medicare commercials on TV and want to know what they are missing, or what do they mean by, “Some Medicare Advantage plans may even help pay your Part B premium.”
While not illegal, these commercials are very misleading.
A very small percentage of the Medicare beneficiaries qualify for this benefit. It is based completely on income and is subsidized by our state Medicaid programs — AHCCCS. The commercials use this as a hook to get you to call and then they attempt to enroll you in a Medicare plan without considering your location, your medications, your doctors, or any other factors that should be considered in picking a plan.
I met with a lady the other day who called the number, was switched to a plan she had never heard of and one that her doctor did not accept. Thankfully, we are still in open enrollment and I was able to get her on a plan that worked better for her needs.
Please don’t call the number on the television, but instead call a local, licensed agent that can sit with you, ask you questions and help you pick a plan that fits your needs and lifestyle.
As a Medicare health plan agent, I am paid by the insurance companies, so you don’t pay any out-of-pocket fees for my help. I won’t pressure you, just simply provide information, present options, and let you choose what is best for your situation.
Someone asked me which plan is best. Quite honestly, it depends on what is best for each individual.
For help with your Medicare insurance needs, please contact Lynne Jones at (480) 212-2246, or email jonesdvp@yahoo.com