Lynne Jones
While at lunch with a friend recently who mentioned she was turning 65 in a couple of years, and really wished she understood Medicare, she asked me if it was too early to be thinking about it.
My reply was, “Absolutely not.”
For most people, turning 65 means you are eligible for Original Medicare, Part A and Part B. This federal program provides hospital insurance and some medical insurance to Americans 65 and older and those under 65 with certain disabilities.
There usually are many questions associated with receiving Medicare. You may wonder when you need to start the process, how to enroll, whether you should continue to work, and if it would be wise to stay on your spouse’s insurance. You also might consider delaying enrollment in part B, and have questions about the benefits associated with Medicare. In addition, you may wonder what Medicare plans cover, as well as how to avoid penalties. You also could benefit from help selecting the plan right for you.
Each person’s situation is unique, and the Medicare solutions are different for each person. It is advisable to have someone assist you in this process. Even if you have a year or so before your 65th birthday, it’s not too early to learn and understand your options.
I would love to help you make sense of Medicare, understand the process and choose a plan best for you.
Call Lynne Jones, a licensed salesperson, at (480) 212-2246.
1 comment
I agree with you! You have a lot to consider when you turn 65, and one of them is health coverage namely Medicare and more. You are also right; it is never too early to think about Medicare. It pays to get to know about Medicare ahead of time so you won’t have to absorb lots of information in such a short time when you turn 65. Also, you will also have ample time to contemplate if you will get a Medicare Supplement or not. Also, if ever you consider getting one, you will know ahead which type is best for your needs.