Recently I received an email from a gal that I helped enroll in a Medicare Supplement plan a few years ago. She was frustrated that her plan premium was increasing by almost $50 per month starting in April. This situation caused me to think that this would be a great subject to discuss in this article.
Medicare Supplemental insurance is different from Medicare Advantage plans. Supplemental insurance is something you purchase through a monthly premium. It does not have networks or many of the restrictions that some of the Advantage plans have.
Someone might choose a Supplement plan if they did not want to be bound by counties or state networks. When you have a Supplement plan you can go to any medical facility that accepts HEALTH Over 50 LOCAL BUSINESS Over 50 Lynne Jones original Medicare.
One thing most people do not know is that with Supplemental insurance, for example, a plan F or plan G, you can apply for a different company at any time. Open enrollment only applies to Drug plans (Part D) and Advantage plans (Part C). My answer to the email was, let’s meet and see if you qualify for a different company and check the rates.
If you have a Supplement plan and wonder if you can get a better rate, feel free to call me. If you are in good health, the answer is usually yes. It never hurts to check and see what is available to you. If you call me, I will ask some questions over the phone that will enable us to decide if there may be a better option for you.
Please remember, you can make an appointment if you are about to enter the Medicare world or have questions about your situation. I would love to be your guide.
Please call Lynne Jones, licensed sales representative, at (480) 212-2246 or email me at jonesdvp@yahoo.com.