Did you know that you may have certain rights to re-enroll in a Medicare Supplement or Medigap policy?
If you dropped your Medigap policy to enroll in a Medicare Advantage plan for the first time, and you change your mind within the first 12 months, you have a trial right that lets you disenroll from the Medicare Advantage plan and switch back to the Medigap plan you had previously, if it’s still being sold.
This means that during the first year that you have coverage through your Medicare Advantage plan, you can change back to Original Medicare, Part A and Part B, and get your Medicare Supplement plan back (if it’s still available). If your original Medigap plan isn’t available, you can use your trial right to enroll in any Medigap Plan A, B, C, F, K, or L that’s sold in your state.
This is a huge benefit that most people don’t know about.
Many people who are part of a group retirement plan or a state retirement plan have their Medicare plans changed by the group. You still have a right to make a different choice.
The State of Arizona Retirement plan made a change that took effect January of this year. All seniors that had a Medicare Supplement plan were changed over to a Medicare Advantage plan. Advantage plans typically have much lower monthly premiums and can help save money.
However, there are other factors to consider. A Medigap plan may suit your needs better. If you think this may apply to you, I can help you determine what would be the best choice for you.
Please call me at (480) 212-2246. We can look at all of your options and determine what plan best fits your needs, your health and your lifestyle.
Call Lynne Jones, a licensed sales person, at (480) 212-2246.