One of the most common questions about Medicare is whether to enroll in Medicare Part A and B and if so, when. I thought I would take this opportunity to talk about this.
There are only certain times when people can enroll in Medicare. The first and most common one is your Initial Enrollment Period. It usually begins three months before the month you turn 65, includes the month you turn 65, and ends three months after the month you turn 65. This is a great time to meet with an agent like me and start the process of deciding which plan to choose.
However, there are a lot of scenarios where delaying enrollment makes more sense. Having employer coverage, coverage under your spouse’s insurance, if you contribute to an HSA or if you have Tricare coverage are just a few of the reasons delaying may be the best choice.
If you would like to have guidance in making this choice, please feel free to call me. I would love to help you make sense of Medicare, understand the process, decide when enrolling is right for you, and pick a plan that is best for you.
Call Lynne Jones, a licensed sales person, at (480) 212-2246.