There are many things to consider when choosing a Medicare plan.
Last week I met with a couple who are both turning 65 this year. He turns 65 in June; she turns 65 in December. He is deciding whether to retire or continue working. She is on his employee plan insurance but works a part time job. There is so much uncertainty at this time of life. Should you retire yet? What about health insurance and the cost?
Also questions such as which is better, Medicare or an employer plan? What about contributions to an HSA? How does Medicare work with traveling? Do you have to sign up or do you have an option? All of these questions are not only difficult but also confusing.
What I have found over the past 12 years is that each situation is a little different. Even between husbands and wives. What might work well for one is not necessarily the best choice for the other. So, as I say every month, please get help making sense of this.
With the couple I mentioned at the first part of this article, we talked about their current coverage, their health, their retirement plans, and what will be the best course of action for them.
It is always so interesting to help people make these very important decisions. As an independent Medicare agent, I can help you find a plan that fits your individual needs and lifestyle. I can also help you determine if staying on your current plan is the best choice for you.
Also, I can help with questions about when to sign up for a plan and any late enrollment penalties to be aware of. If you are new to Medicare or turning 65 in the next year and have questions about what plan to choose, or any other Medicare questions, please call me at (480) 212-2246 or email me at lynnejones17@gmail.com.
I would love to set an appointment and help you work out what will be best for you. Call Lynne Jones, a licensed salesperson, at (480) 212-2246.